User talk:Kaalsingh · Paulipedia

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Hello, Kaalsingh, and welcome to Wikipedia! Thank you for your contributions.

I noticed that one of the first articles you edited appears to be dealing with a topic with which you may have a conflict of interest. In other words, you may find it difficult to write about that topic in a neutral and objective way, because you are, work for, or represent, the subject of that article. Your recent contributions may have already been undone for this very reason.

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One rule we do have in connection with conflicts of interest is that accounts used by more than one person will unfortunately be blocked from editing. Wikipedia generally does not allow editors to have usernames which imply that the account belongs to a company or corporation. If you have a username like this, you should request a change of username or create a new account. (A name that identifies the user as an individual within a given organization may be OK.)

In addition, if you receive, or expect to receive, compensation for any contribution you make, you must disclose your employer, client, and affiliation to comply with our terms of use and our policy on paid editing.

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I hope you enjoy editing here and being a Wikipedian! Please sign your messages on talk pages using four tildes (~~~~); this will automatically insert your username and the date. If you need help, visit the Teahouse, check out Wikipedia:Questions, ask me on my talk page, or ask your question on this page and then place {{Help me}} before the question. Again, welcome! HickoryOughtShirt?4 (talk) 16:46, 3 May 2025 (UTC)

Your submission at Articles for creation: Wise Finserv (May 3)

Your recent article submission to Articles for Creation has been reviewed. Unfortunately, it has not been accepted at this time. The reason left by HickoryOughtShirt?4 was:

This submission appears to read more like an advertisement than an entry in an encyclopedia. Encyclopedia articles need to be written from a neutral point of view, and should refer to a range of independent, reliable, published sources, not just to materials produced by the creator of the subject being discussed. This is important so that the article can meet Wikipedia's verifiability policy and the notability of the subject can be established. If you still feel that this subject is worthy of inclusion in Wikipedia, please rewrite your submission to comply with these policies.

Please check the submission for any additional comments left by the reviewer. You are encouraged to edit the submission to address the issues raised and resubmit after they have been resolved.

If you would like to continue working on the submission, go to Draft:Wise Finserv and click on the "Edit" tab at the top of the window.
If you do not edit your draft in the next 6 months, it will be considered abandoned and may be deleted.
If you need any assistance, or have experienced any untoward behavior associated with this submission, you can ask for help at the Articles for creation help desk, on the reviewer's talk page or use Wikipedia's real-time chat help from experienced editors.

HickoryOughtShirt?4 (talk) 16:46, 3 May 2025 (UTC)

Hello, Kaalsingh! Having an article draft declined at Articles for Creation can be disappointing. If you are wondering why your article submission was declined, please post a question at the Articles for creation help desk. If you have any other questions about your editing experience, we'd love to help you at the Teahouse, a friendly space on Wikipedia where experienced editors lend a hand to help new editors like yourself! See you there! HickoryOughtShirt?4 (talk) 16:46, 3 May 2025 (UTC)

Ajay Kumar Yadav
Born	(1974-11-05) November 5, 1974 Ghazipur, Uttar Pradesh, India
Education	BSc (Mathematics), MBA
Occupation	Financial advisor
Years active	1999–present
Known for	Asset allocation, retirement planning, financial literacy
Title	Chief Executive Officer, Wise Finserv Private Wealth

Ajay Kumar Yadav (born 5 November 1974) is an Indian financial advisor and the Chief Executive Officer of Wise Finserv Private Wealth, a wealth management and financial advisory firm.^[1] He is known for his work in asset allocation, retirement planning, and financial literacy, particularly among Public Sector Undertaking (PSU) employees and retirees.^[2]

Early life and education

Ajay Kumar Yadav was born in Ghazipur, Uttar Pradesh, India. He completed his schooling under the Central Board of Secondary Education (CBSE). He earned a Bachelor of Science degree in Mathematics in 1996 and later completed a Master of Business Administration (MBA) in 1999.

Yadav obtained the Certified Financial Planner (CFP) designation in 2012 and completed a programme in Behavioural Finance at the Indian Institute of Management Ahmedabad in 2017.

Career

Yadav began his career in the pharmaceutical sector, working with Panacea Biotec and later Torrent Pharmaceuticals. He subsequently transitioned into the financial services industry.

Over the course of his career, he has worked with institutions including ICICI Bank, DBS Bank, ICICI Securities, and Reliance Capital in roles related to wealth management and financial advisory.

He later became the Chief Executive Officer of Wise Finserv Private Wealth, where his work has focused on portfolio construction, asset allocation frameworks, and investor education.^[3]

Media coverage

Yadav has been quoted in several Indian financial publications on topics related to investment strategies, taxation, and personal finance.

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Public engagement

Yadav has conducted financial literacy sessions and investor awareness programmes across India, particularly for employees and retirees of public sector organisations.^[10] His sessions focus on retirement planning, risk management, and tax-efficient investing.

References

"Retirement planning is evolving in India: How households should adapt". CNBC TV18. Retrieved 2026-04-13.
"From tax planning to SIPs: 7 money mistakes to avoid at the start of FY 2026-27". Financial Express. Retrieved 2026-04-13.
"Direct stock, mutual funds and ETFs: Ways Indian investors can invest in US markets". Moneycontrol. Retrieved 2026-04-13.
"Big shift in gold ETFs: Are funds moving away from physical gold?". The Economic Times. Retrieved 2026-04-13.
"How should mutual fund investors navigate market volatility". Moneycontrol. Retrieved 2026-04-13.
"Gold vs equity vs FD: What ₹1 lakh invested 20 years ago would be worth today". Financial Express. Retrieved 2026-04-13.
"Income tax savings: Steps to optimise finances before March 31". CNBC TV18. Retrieved 2026-04-13.
"FDs vs debt funds: Why liquid mutual funds are gaining popularity". Mint. Retrieved 2026-04-13.
"Gold rate beats Nifty over 20 years". Mint. Retrieved 2026-04-13.
"Retirement planning is evolving in India: How households should adapt". CNBC TV18. Retrieved 2026-04-13.

May 2025

As previously advised, your edits give the impression you have a financial stake in promoting a topic, but you have not complied with Wikipedia's mandatory paid editing disclosure requirements. You were asked to cease editing until you responded by either stating that you are not being directly or indirectly compensated for your edits, or by complying with the mandatory requirements under the Wikimedia Terms of Use that you disclose your employer, client and affiliation. Again, you can post such a disclosure on your user page at User:Kaalsingh, and the template {{Paid}} can be used for this purpose – e.g. in the form: {{paid|user=Kaalsingh|employer=InsertName|client=InsertName}}. Please respond before making any other edits to Wikipedia. DoubleGrazing (talk) 12:49, 4 May 2025 (UTC)

Thank you for your message.

I would like to clarify that I am editing this draft on behalf of someone I know. I am not receiving any payment for this.

I understand that this constitutes a conflict of interest, and I apologise for not disclosing it earlier. I will follow Wikipedia’s conflict of interest and disclosure guidelines going forward.

I am happy for independent editors to review and improve the draft, and I will refrain from further direct editing until advised. Kaalsingh (talk) 11:20, 13 April 2026 (UTC)

You may be blocked from editing without further warning if you make any further edits without responding to the inquiry you received regarding undisclosed paid editing. 🇵🇸‍🇺🇦 Fiddle^Timtrent Faddle^Talk to me 🇺🇦‍🇵🇸 22:21, 5 May 2025 (UTC)

Your submission at Articles for creation: Wise Finserv (May 4)

Your recent article submission to Articles for Creation has been reviewed. Unfortunately, it has not been accepted at this time. The reasons left by DoubleGrazing were:

This draft's references do not show that the subject qualifies for a Wikipedia article. In summary, the draft needs multiple published sources that are:

in-depth (not just brief mentions about the subject or routine announcements)
reliable
secondary
strictly independent of the subject

Make sure you add references that meet all four of these criteria before resubmitting. Learn about mistakes to avoid when addressing this issue. If no additional references exist, the subject is not suitable for Wikipedia.

Please check the submission for any additional comments left by the reviewer. You are encouraged to edit the submission to address the issues raised and resubmit after they have been resolved.

If you would like to continue working on the submission, go to Draft:Wise Finserv and click on the "Edit" tab at the top of the window.
If you do not edit your draft in the next 6 months, it will be considered abandoned and may be deleted.
If you need any assistance, or have experienced any untoward behavior associated with this submission, you can ask for help at the Articles for creation help desk, on the reviewer's talk page or use Wikipedia's real-time chat help from experienced editors.

DoubleGrazing (talk) 12:52, 4 May 2025 (UTC)

Your submission at Articles for creation: Ajay Kumar Yadav (wealth manager) (May 4)

Your recent article submission to Articles for Creation has been reviewed. Unfortunately, it has not been accepted at this time. The reasons left by Fancy Refrigerator were:

This submission's references do not show that the subject qualifies for a Wikipedia article—that is, they do not show significant coverage (not just passing mentions) about the subject in published, reliable, secondary sources that are independent of the subject (see the guidelines on the notability of people). Before any resubmission, additional references meeting these criteria should be added (see technical help and learn about mistakes to avoid when addressing this issue). If no additional references exist, the subject is not suitable for Wikipedia.

This appears to be a duplicate of another submission, Ajay Kumar Yadav CEO Wise Finserv, which is also waiting to be reviewed. To save time we will consider the other submission and not this one.

Please check the submission for any additional comments left by the reviewer. You are encouraged to edit the submission to address the issues raised and resubmit after they have been resolved.

If you would like to continue working on the submission, go to Draft:Ajay Kumar Yadav (wealth manager) and click on the "Edit" tab at the top of the window.
If you do not edit your draft in the next 6 months, it will be considered abandoned and may be deleted.
If you need any assistance, or have experienced any untoward behavior associated with this submission, you can ask for help at the Articles for creation help desk, on the reviewer's talk page or use Wikipedia's real-time chat help from experienced editors.

Fancy Refrigerator ^(talk) 22:02, 4 May 2025 (UTC)

Your submission at Articles for creation: Ajay Kumar Yadav CEO Wise Finserv (May 5)

Your recent article submission to Articles for Creation has been reviewed. Unfortunately, it has not been accepted at this time. The reason left by Greenman was:

This submission is not adequately supported by reliable sources. Reliable sources are required so that information can be verified. If you need help with referencing, please see Referencing for beginners and Citing sources.

The comment the reviewer left was:

See WP:BLP. Statements, starting with the date of birth, need to be sourced or removed. See also WP:TITLE

Please check the submission for any additional comments left by the reviewer. You are encouraged to edit the submission to address the issues raised and resubmit after they have been resolved.

If you would like to continue working on the submission, go to Draft:Ajay Kumar Yadav CEO Wise Finserv and click on the "Edit" tab at the top of the window.
If you do not edit your draft in the next 6 months, it will be considered abandoned and may be deleted.
If you need any assistance, or have experienced any untoward behavior associated with this submission, you can ask for help at the Articles for creation help desk, on the reviewer's talk page or use Wikipedia's real-time chat help from experienced editors.

Greenman (talk) 12:28, 5 May 2025 (UTC)

Your submission at Articles for creation: Ajay Kumar Yadav CEO Wise Finserv (May 5)

Your recent article submission has been rejected and cannot be resubmitted. If you have further questions, you can ask at the Articles for creation help desk or use Wikipedia's real-time chat help. The reason left by S0091 was: This topic is not sufficiently notable for inclusion in Wikipedia. The comment the reviewer left was: Most of this is still unsourced and the sources used are what he has written/said so primary and not independent. Nothing suggests this can meet the notability criteria.

S0091 (talk) 15:47, 5 May 2025 (UTC)

AfC notification: Draft:Ajay Kumar Yadav CEO Wise Finserv has a new comment

I've left a comment on your Articles for Creation submission, which can be viewed at Draft:Ajay Kumar Yadav CEO Wise Finserv. Thanks! S0091 (talk) 18:53, 5 May 2025 (UTC)

Final warning

You may be blocked from editing without further warning the next time you vandalize Wikipedia, as you did at Draft:Ajay Kumar Yadav CEO Wise Finserv. If you remove the AfC comments again, you will be blocked. Same for pursuing the draft be re-reviewed/accepted. It was reviewed three times by three different reviewers and has been explained the reason why this person is not notable. S0091 (talk) 19:24, 5 May 2025 (UTC) S0091 (talk) 19:24, 5 May 2025 (UTC)

This also applies to creating any new drafts about the same person, or attempting to get your other draft about this person (Draft:Ajay Kumar Yadav (wealth manager)) re-reviewed. He is not notable. Nothing can be done to make him notable at this time. Please stop. StartGrammarTime (talk) 23:13, 5 May 2025 (UTC)

Concern regarding Draft:Ajay Kumar Yadav (wealth manager)

Hello, Kaalsingh. This is a bot-delivered message letting you know that Draft:Ajay Kumar Yadav (wealth manager), a page you created, has not been edited in at least five months. Drafts that have not been edited for six months may be deleted, so if you wish to retain the page, please edit it again or request that it be moved to your userspace.

If the page has already been deleted, you can request it be undeleted so you can continue working on it.

Thank you for your submission to Wikipedia. FireflyBot (talk) 19:10, 5 October 2025 (UTC)

Concern regarding Draft:Ajay Kumar Yadav CEO Wise Finserv

Hello, Kaalsingh. This is a bot-delivered message letting you know that Draft:Ajay Kumar Yadav CEO Wise Finserv, a page you created, has not been edited in at least five months. Drafts that have not been edited for six months may be deleted, so if you wish to retain the page, please edit it again or request that it be moved to your userspace.

If the page has already been deleted, you can request it be undeleted so you can continue working on it.

Thank you for your submission to Wikipedia. FireflyBot (talk) 20:07, 5 October 2025 (UTC)

Your draft article, Draft:Ajay Kumar Yadav (wealth manager)

Hello, Kaalsingh. This message concerns the Articles for Creation submission or draft page you started, "Ajay Kumar Yadav".

Drafts that go unedited for six months are eligible for deletion, in accordance with our draftspace policy, and this one has been nominated for deletion. If you plan on working on it further, or editing it to address the issues raised if it was declined, simply , and remove the {{db-afc}}, {{db-draft}}, or {{db-g13}} code.

If your submission has already been deleted by the time you read this, you can request its undeletion. An administrator will, in most cases, restore the draft so you can continue to work on it.

Thank you for your submission to Wikipedia! DreamRimmer bot II (talk) 22:25, 4 November 2025 (UTC)

Your draft article, Draft:Ajay Kumar Yadav CEO Wise Finserv

Hello, Kaalsingh. It has been over six months since you last edited the Articles for Creation submission or draft page you started, "Ajay Kumar Yadav CEO Wise Finserv".

In accordance with our policy that Wikipedia is not for the indefinite hosting of material, the draft has been deleted. When you plan on working on it further and you wish to retrieve it, you can request its undeletion. An administrator will, in most cases, restore the submission so you can continue to work on it.

Thank you for your submission to Wikipedia, and happy editing. Liz ^{Read! Talk!} 19:20, 5 November 2025 (UTC)